Today (July 20, 2023) the Federal Reserve (USA) launched FEDNOW an instant account-to-account payments rail. This is what some call an account-based CBDC. A token-based model is not in play yet by the FED. The Stablecoin Tether offer a token-based solution with their USDT token pegged to the US Dollar. TCHs (The Clearing House) RTPs […]